Student Debt Center

Student loan consolidation is where you combine multiple loans into one loan at a lower interest rate. When consolidating student debts you have a few options. It's best to work with a financial expert and work out a plan that's best for you. We strongly suggest you try our free student debt consolidation matching service.

In order to qualify for a student debt consolidation loan the following must apply to you.

  • You must be a college graduate, left school before completion, or currently attending school full-time or part-time.
  • You currently have loans that are being repaid, in deferment, forbearance or in grace.
  • Your student loans must not be consolidated with another lender.
  • The minimum balance of your student loans is at least $10,000.

If all of the above statements are true then you qualify for this type of loan. Depending on what type of student loans you have you may have to consolidate your loan separately.


If you would like a little more information on student debt consolidation then feel free to browse our collection of resources and articles.

Consolidating Your Student Loans - Explaining who should look at consolidating student loans.

How Student Debt Consolidation Works - Explaining the process of student debt consolidation.

Post Education Budgeting - Some tips for people who have recently completed school and are now looking to pay back their loans.

If you've already missed one or more of your student loan payments the you should seriously consider consolidation before it's too late.